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Why Did My Credit Score Drop?

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According to a 2013 survey conducted by Experian, 83 percent of Americans have checked their credit scores. The good news, though it could even be better, is that half of those respondents would like to IMPROVE THEIR CREDIT SCORES —they just do not know how.

If you notice a drop in your credit scores, there is a reason. Start the discovery process by checking the risk factors you received with YOUR CREDIT SCORES, and ask yourself the following questions:

Question 1: Are there late or missed payments I am unaware of?
Missed payments can cause your credit score to drop, and can also result in late fees or increased interest rates. As items go from 30, to 60, to 90 days late or more, your credit score can drop even further. Never let it get to that point. If you are having trouble making payments, notify your lender. There…

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