Rapid Rescore

Home » DIY Removing Late Payment » D.I.Y. Removing a 30 Day Late From Your Credit Report

D.I.Y. Removing a 30 Day Late From Your Credit Report

As you read my blog, you’ll notice that I share useful D.I.Y. (do it yourself) tips on raising your credit scores.  These are easy fixes that you should know.  And one of them is removing a late payment on your credit.

Banks know that there are many options out there to consumers, and client retention is important.  So they will sometimes “bend the rules” a little to keep you happy.  One of these instances is removing a missed payment from your credit account.  A recent late payment reporting can have a significant reduction in your credit scores.  I’ve witnessed a 60-80 point credit score drop with a new 30 day late come onto my clients credit.

In the case where it was an isolated event, you’ve not been late on the account before there’s a pretty good chance the bank will let it slide.  If you’ve been late on the account before, or have multiple lates reporting they’re not going to help.

So if you’re a good candidate for a “good faith deletion” of the bad mark on your credit, call customer service and request the late be removed from your credit report.  You may end up getting what you need.

For any other scenarios regarding your credit scores, feel free to contact me to discuss.

Jason Hall

President and Certified Credit Expert

RapidRescoreCredit.com

RapidRescoreBlog

Rapid Rescore Credit On Facebook

Rapid Rescore Credit On LinkedIn

Direct- 949.505.9971

Mobile- 808.633.5023

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: